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Magic City Insurance Group LLC

7 S Bayview St, Suite 5
Fairhope, AL 36532

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Does My Auto Insurance Cover My Carpool?

If you’re an Alabama driver, you’re required to carry auto insurance. Our team at Magic City Insurance Group LLC can help you select a policy that meets your needs. Drivers near Birmingham, AL, are encouraged to visit our office and speak with one of our experienced agents about their insurance options. We’ve been working with Alabama drivers like you since 2017.

Does My Auto Insurance Cover My Carpool?

Most drivers expect their car insurance to cover damage to their vehicle after an accident, but questions often come up about how coverage applies in different situations. For example, you might wonder whether your policy extends to passengers while carpooling. In most cases, auto insurance covers passengers in your car during a carpool.

The liability portion of your policy typically covers injuries to passengers if an accident occurs. Whenever you’re carrying extra passengers in a carpool, make sure everyone is wearing a seatbelt, and if any passenger is a child, use an appropriate car seat. If you regularly use your car for carpooling, it may also be worth discussing higher coverage limits with your agent to better match your increased exposure.

Contact Our Office Today for Your Appointment

Even an excellent driver can be involved in an accident. Our team at Magic City Insurance Group LLC has the expertise to help resolve your auto insurance questions. Drivers near Birmingham, AL, have come to expect great customer service from us. Call us today to schedule an appointment with one of our agents.


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  • state auto
  • the hartford
  • travelers
  • universal
  • USLI

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